Chargeback Management Built Around Your Business Model

Dispute patterns, evidence requirements, and reason codes differ by industry. ICM adapts its approach to the vertical you actually operate in — not a one-size-fits-all rebuttal template.

Industry

Shopify, Dropshipping & eCommerce

What Makes This Vertical Different

  • High "item not received" and "not as described" disputes tied to shipping timelines
  • Dropshipping and multi-supplier fulfillment complicate evidence
  • Outcomes often vary by payment processor within the same store
  • Chargeback ratio directly affects Shopify Payments and processor account health

Verified Result

50–75%
Win rate, depending on processor — Sapience LLC, dropshipping/eCommerce

ICM managed disputes across different payment-processing environments and adapted the evidence and representment approach according to the processor and the specific circumstances of each dispute. Read the full case study →

Industry

Subscription & SaaS

What Makes This Vertical Different

  • Recurring billing drives elevated "friendly fraud" and forgotten-subscription disputes
  • Card networks generally treat subscription billing as higher dispute risk
  • Cancellation policy clarity and billing-descriptor recognition are common root causes
  • Dispute-ratio monitoring matters more here since one bad month compounds monthly

Verified Result

50%
Win ratio achieved within six months — Alidrop, high-risk subscription eCommerce

ICM developed a more structured approach to dispute investigation, evidence preparation, and representment, focused on the individual circumstances of each dispute rather than generic responses. Read the full case study →

Industry

Online Travel & Hospitality

What Makes This Vertical Different

  • Disputes hinge on itinerary, service-delivery, and cancellation-terms evidence — not shipping
  • Long booking-to-travel windows widen the gap between charge and delivery
  • Third-party supplier chains (airlines, hotels, OTAs) complicate who owns the evidence
  • A generic physical-goods rebuttal template typically underperforms here

Verified Result

~40% → ~80%
Win rate improvement — Wow Pay Travels, online travel/OTA

ICM took a structured approach to dispute investigation and representment with greater focus on the underlying transaction and the supporting evidence actually available for travel disputes. Read the full case study →

Industry

Marketplaces & Digital Platforms

Multi-Party Transactions

Marketplace and platform businesses often sit between a buyer and a third-party seller, which changes who holds the evidence a dispute needs.

Digital Product & Membership Disputes

Access-based products (courses, memberships, digital downloads, gaming) face distinct "product not as described" and "unauthorized use" patterns.

Payment-Risk Review

ICM can review your current dispute exposure and payment-process setup and outline where a structured chargeback program would help — before you commit to anything.

ICM has not yet published a verified case study specific to this vertical. If this describes your business, a free assessment will tell you honestly whether ICM's current experience is a good fit before you sign up for anything.

Not seeing your exact business model?

ICM's core service — chargeback investigation, evidence preparation, and representment — applies to any business accepting digital payments. Tell us about your platform and dispute mix and we'll give you a straight answer.